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市场调查报告书

北美在线支付方式(2021)

North America Online Payment Methods 2021

出版商 yStats.com GmbH & Co. KG 商品编码 1016634
出版日期 内容资讯 英文 93 Pages
商品交期: 最快1-2个工作天内
价格
北美在线支付方式(2021) North America Online Payment Methods 2021
出版日期: 2021年06月24日内容资讯: 英文 93 Pages
简介

全球在线支付行业逐年增长,尤其是自 2020 年推出 COVID-19 以来。因此,数位钱包的使用频率更高,数位钱包的支出也有所增加。此外,在 2020 年在线服务使用量激增的推动下,预计 2025 年电子商务的金额将显著增长至超过 3 万亿美元。

在北美,自 COVID-19 爆发以来,在线支付行业发生了重大变化。美国和加拿大的消费者正在转向在线支付,预计这将在 2020 年增加近距离移动支付的用户数量和移动商务量。这些行为变化的常见原因之一是减少面对面支付。这鼓励了有关支付方式的特定偏好的形成。

本报告调查了北美的在线支付方式,并提供了对当前和未来市场趋势、按国家/地区、主要参与者等进行的市场分析的见解。

本报告中提到的公司:

Apple Pay、Starbucks、Google Pay、PayPal、Venmo、Afterpay、Klarna、Affirm、Quadpay、Coinbase、Robinhood、CivisScience、Paysafe、SimplyPayMe、PayBright、Adyen、Samsung Pay、Zelle、FuturePay、Sezzle、Splitit、Bread、BlockFi、eToro、Coinmama

目录

第 1 章管理概述

第 2 章世界发展

  • 数位钱包支出销售额(2020、2025f)
  • 数位钱包用户数量(2020、2025f)
  • 移动商务交易金额 (2020, 2025f)
  • 成熟市场现金使用率(国家、占总交易量的百分比)(2010、2020e)
  • 新兴市场现金使用率(国家、占总交易量的百分比)(2010、2020e)
  • 非接触式支付和电子商务支付的份额(占数位钱包总支出的百分比)(2025f)
  • 二维码支付用户数(2020e、2025f)
  • 二维码支付用户占比,手机用户占比(2025f)
  • 立即付款销售) (2020e, 2025f)
  • 即时支付占 B2B 和消费者数位汇款和银行支付总额的百分比 (2025f)
  • 通过生物识别技术验证的移动支付交易金额 (2020, 2025f)
  • 面对面购物时希望选择数位支付方式的成年人百分比,以及希望使用特定数字支付方式的成年人百分比(2020 年 11 月)
  • 区块链用例细分 (2021e)

第 3 章北美

  • 地区
    • 在线和移动支付趋势概览(2021 年 6 月)
    • 关于企业的在线和移动支付新闻(2021 年 6 月)
    • 2019 年第二季度和 2020 年第二季度在线交易中移动交易的份额
    • 以成人消费者的速度将每代人至少支付一张账单的支付转换为无纸化支付
    • 发票和报表接收和访问方式的细分,成人消费者的百分比(2020 年、2021 年)
    • 部分成年消费者愿意在线接收某些发票和报表的主要原因(2020 年 12 月)
    • 使用移动应用与企业互动的关键因素,成年消费者的百分比(2020 年、2021 年)
  • 美国
    • 近距移动支付用户数及同比变化(2020-2025f)
    • 近距离移动支付用户和智能手机用户总数的份额(2020-2025)
    • 按支付平台划分的近距离移动支付用户数量(2021e)
    • 每个邻近移动支付用户的平均年支出和同比变化(2020-2025f)
    • 移动P2P支付交易金额及同比变化(2020e-2024f)
    • B2B 支付交易金额按支付方式,以及 B2B 支付方式明细(占总交易金额的百分比)(2021f)
    • 数字支付使用情况(1 种和 2 种或更多类型,消费者比例(2016-2020)
    • 美国成年人常用的移动支付提供商方法(2021 年 4 月)
    • 推荐的网上购物付款方式,美国成年人的百分比(2021 年 4 月)
    • 推荐的非处方购买付款方式,美国成年人的百分比(2021 年 4 月)
    • 主要使用的数位支付平台的细分,成年人的百分比(2021 年 4 月)
    • 过去一个月在线支付时使用的支付方式,消费者百分比(2021 年 3 月)
    • COVID-19 之后的消费者比例比之前更常用的付款方式(2021 年 3 月)
    • 推动 COVID-19 中支付方式习惯变化的因素,消费者百分比(2021 年 3 月)
    • 中小企业熟悉的付款方式,中小企业的百分比(2021 年 2 月)
    • 按服务类型划分的借记卡使用情况、受访者百分比(2018、2019、2020)
    • 面向零售的在线信用卡和借记卡消费渗透率(占总消费的百分比)(2020 年 1 月至 2021 年)
    • 非接触式卡认知度细分,消费者百分比(2019-2020)
    • 打算在 COVID-19(2020 年 9 月)之后继续使用非接触式付款方式的成年人和几代人
    • BNPL 用户的渗透率,以及至少错过一笔付款的 BNPL 用户比例(2020 年 12 月)
    • BNPL 主要应用程序和 BNPL 应用程序总下载量的百分比(2018 年第 4 季度、2019 年、2020 年和 2021 年第 1 季度)
    • 使用 PayPal 为网上购物提供的免息 BNPL 而不是过去使用的 BNPL 提供商的消费者百分比(2020 年)
    • 使用 BNPL 选项的主要原因,成人百分比 (3 2021)
    • 与 2020 年 3 月相比,按受访者百分比划分的 BNPL 用户渗透率,以及 2020 年 9 月按年龄组划分的 BNPL 使用情况变化
    • BNPL 服务用户渗透率、年龄组、消费者百分比(2020 年 7 月和 2021 年 3 月)
    • 2020 年 7 月第一笔 BNPL 交易中按信用使用量划分的 BNPL 使用情况
    • 使用的最常见 BNPL 贷方的细分。 Afterpay、Affirm、Bread、GreenSky、Klarna、QuadPay、BNPL 用户百分比,2020 年 5 月
    • 使用的最常见 BNPL 贷方的细分(2021 年 3 月),成人 BNPL 用户的百分比:Affirm、Afterpay、FuturePay、Klarna、PayPal
    • 按服务提供商划分的 BNPL 用户数量(2021 年 11 月) Affirm、Afterpay、Bread、FuturePay、Klarna、PayPal、QuadPay、Sezzle、Splitit
    • BNPL 用户对 BNPL 贷方的态度与信用卡公司相比的细分,BNPL 成人用户的百分比(2021 年 3 月)
    • 2021 年 3 月通过 BNPL 花费的平均金额(成年 BNPL 用户的百分比)
    • 使用 BNPL 的原因细目、在线消费者的百分比(2020 年 9 月)
    • 未来 12 个月使用 BNPL 服务的意向明细,成人百分比(2020 年 7 月,2021 年 3 月)
    • 加密货币采用率、全球平均加密货币采用率、人口比例(2020 年 12 月)
    • 所有者和非所有者按照消费者购买/计划以加密货币购买的产品类别(2021 年 2 月)
    • 使用加密货币购买的消费者、产品类别和世代(2021 年 2 月)
    • 考虑未来使用加密货币购买的消费者、产品类别和世代(2021 年 2 月)
    • 可信赖投资或购买选定加密货币的数字支付平台细分,受访者百分比(2021 年 4 月)
    • 2021 年 1 月在商店购物时采取的 COVID-19 预防措施、已接种疫苗或计划接种疫苗的消费者百分比
    • 即时支付的份额,全球即时支付交易的百分比(2025f)
    • 结账时放弃购物车的主要原因,成人比例(2020 年 12 月)
  • 加拿大
    • 2021 年 3 月至 4 月过去一个月在线支付时使用的支付方式(消费者百分比)
    • COVID-19 之后的消费者比例比之前更常用的付款方式(2021 年 3 月)
    • 按使用频率排序的前 3 种付款方式(2021 年 4 月)
    • 推动 COVID-19 中支付方式习惯变化的因素,消费者百分比(2021 年 3 月)
    • 支付方式细分,总交易量(2019)
    • 支付方式明细,总交易金额(2019)
    • POS交易笔数、POS交易金额、分支付方式、同比(2018年、2019年)
    • 异地交易笔数、异地交易金额、分支付方式、同比(2018、2019)
    • 企业、中小企业和中型企业使用的主要支付方式:占总支出的百分比(2020 年 11 月)
    • 2019 年 11 月和 2020 年 11 月 B2CE 电子商务和移动商务销售额预测 (2020e)
    • 过去 12 个月内网上购物的付款方式,成年网上购物者的百分比(2020 年 3 月)
    • 2020 年 3 月,各州对数字钱包和移动支付服务的认可占成年互联网用户的百分比
    • 认为在线购物会增加欺诈风险的受访者百分比(2021 年 2 月)
    • 影响网购舒适度的关键因素、受访者百分比(2021 年 2 月) )
    • 希望提供 BNPL 选项的受访者按结帐渠道和年龄组细分(2021 年 1 月)
目录
Product Code: 1532

Digital payment adoption increased in North America after COVID-19 onset: new yStats.com report.

The latest publication from Germany-based online research firm yStats.com, "North America Online Payment Methods 2021" provides insights into the current state and future trends of the online payment market in North America. The publication reveals that consumers and merchants challenged by the COVID-19 health crisis shifted progressively to online payment solutions

The increased digital adoption among consumers worldwide boosted usage of digital wallets in 2020

The online payment industry worldwide has been growing over the years, especially after the onset of COVID-19 in 2020. This meant the more frequent usage of digital wallets, which brought growth in digital wallet spending, where the former was forecasted to see a rise in the user number to more than 4 billion in 2025, and the latter to almost double by 2025, accounting for half of the total wallet spending. Moreover, the M-Commerce value was forecasted to increase significantly to over USD 3 trillion by 2025, encouraged by the surge of online service usage in 2020.

Consumers in North America progressively shifted towards online payments in order to make fewer payments in person in 2020

In the North American region, the online payment industry witnessed substantial changes after the COVID-19 onset. Consumers in the US and Canada shifted to online payments, thus, the number of proximity mobile payment users along with the mobile commerce value was expected to increase in 2020. One of the common reasons for this change in behavior was making fewer payments in person. This also prompted forming of specific preferences in terms of payment methods. Credit and debit cards were the most commonly used in the region for online shopping. Moreover, US consumers surveyed opted for multiple payments even more than just for one payment method.

US customers choose BNPL to make purchases that would not otherwise fit in their budget.

An alternative payment solution that was gaining popularity among consumers in North America was the buy-now-pay-later service. The reasons for US consumers choosing to use BNPL include making purchases that would not fit in their budgets, avoiding paying credit card interest, or borrowing money without a credit check. Furthermore, top BNPL service providers, such as Afterpay, Quadpay and Affirm witnessed an increase in their percentage of app downloads between 2020 to Q1 2021, while Klarna, saw a slight decline in percentage while still leading the sector.

Covered Regions:

North America.

Companies Mentioned:

Apple Pay, Starbucks, Google Pay, PayPal ,Venmo, Afterpay, Klarna, Affirm, Quadpay, Coinbase, Robinhood, CivisScience, Paysafe, SimplyPayMe, PayBright, Adyen, Samsung Pay, Zelle, FuturePay, Sezzle, Splitit, Bread, BlockFi, eToro, Coinmama.

Table of Contents

1. Management Summary

2. Global Developments

  • Value of Digital Wallet Spending, in USD trillion, 2020 & 2025f
  • Number of Digital Wallet Users, in billions, 2020 & 2025f
  • Value of Mobile Commerce Transactions, in USD trillion, 2020 & 2025f
  • Cash Usage in Mature Markets, by Countries, in % of Total Transactions Volume, 2010 & 2020e
  • Cash Usage in Emerging Markets, by Countries, in % of Total Transactions Volume, 2010 & 2020e
  • Share of Contactless and E-Commerce Payments, in % of Total Digital Wallet Spend, 2025f
  • Number of QR Code Payment Users, in billions, 2020e & 2025f
  • Share of QR Code Payment Users, in % of All Mobile Phone Users, 2025f
  • Value of Instant Payments, in USD trillion, 2020e & 2025f
  • Share Instant Payments, in % of Total B2B and Consumer Digital Money Transfer and Banking Payments Value, 2025f
  • Value of Mobile Payment Transactions Authenticated via Biometrics, in USD trillion, 2020 & 2025f
  • Share of Adults Who Expected Digital Payment Options being Offered When Shopping In-Person, in %, and Particular Digital Payment Options Expected, in % of Adults, November 2020
  • Breakdown of Blockchain Usage Cases, in %, 2021e

3. North America

  • 3.1. Regional
    • Overview of Online & Mobile Payment Trends, June 2021
    • Online & Mobile Payment News About Players, June 2021
    • Share of Mobile Transactions, in % of Overall Online Transactions, Q2 2019 & Q2 2020
    • Switching At Least One Bill Payment to Paperless, by Generation, in % of Adult Consumers, December 2020
    • Breakdown of Bills & Statements' Receipt and Access Methods, in % of Adult Consumers, 2020 & 2021e
    • Top Reasons of the Willingness to Receive Certain Bills and Statements Online, in % of Adult Consumers, December 2020
    • Top Drivers of Using Mobile Apps to Interact With Companies, in % of Adult Consumers, 2020 & 2021
  • 3.2. United States
    • Number of Proximity Mobile Payment Users, in millions, and Year-on-Year Change, in %, 2020 - 2025f
    • Number of Proximity Mobile Payment Users, in millions, and Its Share in Total Smartphone Users Number, in %, 2020 - 2025f
    • Number of Proximity Mobile Payment Users, by Payment Platforms, in millions, 2021e
    • Proximity Mobile Payment Average Annual Spending Value Per User, in USD, and Year-on-Year Change, in %, 2020 - 2025f
    • Value of Mobile P2P Payment Transactions, in USD billion, and Year-on-Year Change, in %, 2020e - 2024f
    • Value of B2B Payment Transactions, by Payment Method, in USD trillion, and Breakdown of B2B Payment Methods, in % of Total Transaction Value, 2021f
    • Digital Payments Used, by One Type & Two or More Types, in % of Consumers, 2016 - 2020
    • Mobile Payment Providers Methods Typically Used, in % of US Adults, April 2021
    • Payment Methods Preferred When Shopping Online, in % of US Adults, April 2021
    • Payment Methods Preferred When Purchasing In-Store, in % of US Adults, April 2021
    • Breakdown of Digital Payment Platforms Primarily Used, in % of Adults, April 2021
    • Payment Methods Used When Paying Online in the Past Month, in % of Consumers, March 2021
    • Payment Methods Used More Frequently After COVID-19 than Before, in % of Consumers, March 2021
    • Drivers of Changed Payment Method Habits Amid COVID-19, in % of Consumers, March 2021
    • Payment Methods Small Businesses Are Familiar With, in % of Small Businesses, February 2021
    • Usage of Debit Cards, by Types of Services, in % of Respondents, 2018 & 2019 & 2020
    • Retail-Oriented Online Credit Card & Debit Card Spend Penetration Rate, in % of Total Spending, January 2020 - January 2021
    • Breakdown of Contactless Card Awareness, in % of Consumers, 2019 & 2020
    • Adults Who Intend to Continue Using Contactless Payment Forms After COVID-19, by Generation, in %, September 2020
    • BNPL User Penetration Rate, in %, and Share of BNPL Users Who Missed at Least One Payment, in %, December 2020
    • Top BNPL Applications, in % of Total BNPL Apps Downloads, Q4 2018 & 2019 & 2020 & Q1 2021
    • Share of Consumers Who Would Use a Zero Interest BNPL Offered by PayPal for Online Shopping Instead of BNPL Provider Used in the Past, in %, 2020
    • Top Reasons for Using BNPL Option, in % of Adults, March 2021
    • BNPL User Penetration Rate, in % of Respondents, and Change in Use of BNPL Compared to March 2020, in %, by Age Groups, September 2020
    • BNPL Service User Penetration Rates, by Age Groups, in % of Consumers, July 2020 & March 2021
    • Breakdown of BNPL Usage, by Credit Utilization Rate at First BNPL Transaction, in %, July 2020
    • Breakdown of Most Common BNPL Lenders Used, incl. Afterpay, Affirm, Bread, GreenSky, Klarna, and QuadPay, in % of BNPL Users, May 2020
    • Breakdown of Most Common BNPL Lenders Used, incl. Affirm, Afterpay, FuturePay, Klarna, and PayPal, in % of Adult BNPL Users, March 2021
    • Number of BNPL Users, by Service Provider, incl. Affirm, Afterpay, Bread, FuturePay, Klarna, PayPal, QuadPay, Sezzle, and Splitit, in millions, November 2021
    • Breakdown of BNPL Users' Attitude Towards BNPL Lenders Compared to Credit Card Companies, in % of Adult BNPL Users, March 2021
    • Average Amount Spent via BNPL, in % of Adult BNPL Users, March 2021
    • Breakdown of Reasons to Use BNPL, in % of Online Consumers, September 2020
    • Breakdown of Intentions to Use BNPL Services in the next 12 Months, in % of Adults, July 2020 & March 2021
    • Cryptocurrency Adoption Rate, and Global Average Cryptocurrency Adoption Rate, in % of Population, December 2020
    • Product Categories Purchased/to Be Purchased with Cryptocurrency, by Owners & Nonowners, in % of Consumers, February 2021
    • Consumers Who Made Purchases Using Cryptocurrency, by Product Categories & Generation, in %, February 2021
    • Consumers Who Would Consider Purchasing in the Future Using Cryptocurrency, by Product Categories & Generation, in %, February 2021
    • Breakdown of Digital Payment Platforms That are Trusted to Invest In or Purchase With Cryptocurrency of Choice, in % of Respondents, April 2021
    • COVID-19 Precautions to Be Taken While Shopping In-Stores, in % of Consumers Who Have Been or Plan to Be Vaccinated, January 2021
    • Share of Instant Payments, in % of Global Instant Payment Transaction Values, 2025f
    • Top Reasons for Shopping Cart Abandonment During Checkout, in % of Adults, December 2020
  • 3.3. Canada
    • Payment Methods Used When Paying Online in the Past Month, in % of Consumers, March-April 2021
    • Payment Methods Used More Frequently After COVID-19 than Before, in % of Consumers, March 2021
    • Top 3 Payment Methods, by Usage Frequency, April 2021
    • Drivers of Changed Payment Method Habits Amid COVID-19, in % of Consumers, March 2021
    • Breakdown of Payment Methods, in % of Total Transaction Volume, 2019
    • Breakdown of Payment Methods, in % of Total Transaction Value, 2019
    • Volume of POS Transactions, in millions, Value of POS Transactions, in USD million, by Payment Method, and Year-on-Year Change, in %, 2018 & 2019
    • Volume of Remote Transactions, in millions, Value of Remote Transactions, in USD million, by Payment Method, and Year-on-Year Change, in %, 2018 & 2019
    • Top Payment Methods Used by Businesses, by Small & Medium and Mid-Market Companies, in % of Total Expenditures, November 2020
    • Value of B2C E-Commerce and M-Commerce Sales, by November 2019 & November 2020 Forecasts, in CAD billion, 2020e
    • Payment Methods When Making Purchases Online in the Last 12 Months, in % of Adult Online Shoppers, March 2020
    • Awareness of Digital Wallets & Mobile Payment Services, by Province, in % of Adult Internet Users, March 2020
    • Share of Respondents Who Believe That Online Shopping Increases Exposure to Fraud, in %, February 2021
    • Top Factors That Impact the Online Shopping Comfort Level, in % Respondents, February 2021
    • Breakdown of Respondents Who Wish BNPL Option to be Offered, by Checkout Channel, and by Age Groups, in %, January 2021