表纸
市场调查报告书

治理、风险、合规性 - 马来西亚的保险业

Malaysian Insurance Industry: Governance, Risk and Compliance

出版商 GlobalData 商品编码 336233
出版日期 内容资讯 英文 68 Pages
订单完成后即时交付
价格
治理、风险、合规性 - 马来西亚的保险业 Malaysian Insurance Industry: Governance, Risk and Compliance
出版日期: 2020年02月21日内容资讯: 英文 68 Pages
简介

本报告以马来西亚的保险业为主题,提供该产业的治理、风险、合规性相关的法律规章体系调查分析、各保险种类 (生命、财产、汽车、损失赔偿、个人意外保险、医疗、海上、航空、运输保险) 的法规情形、关乎企业经营的各种法制、税制、法律体系以及监督、管理机关相关资讯汇整。

第1章 简介

  • 本报告的内容
  • 定义

第2章 治理、风险、合规性

  • 法规的概要与到现在为止的变迁
  • 最新的法规修改
  • 保险各类型法规
    • 人寿保险
    • 财产保险
    • 汽车保险
    • 损失赔偿保险
    • 海上、航空及运输保险
    • 个人意外险及医疗保险
  • 强制保险
    • 汽车第三者损失赔偿保险
    • 旅游保险
    • 劳工保险
    • 污染损失赔偿保险
  • 监督、管理机关
    • 保险监督者国际机构(IAIS)
    • 马来西亚中央银行或马来西亚国家银行
    • General Insurance Association of Malaysia
    • Life Insurance Association of Malaysia(LIAM)
  • 未公认保险相关法规
    • 概要
    • 仲介业者
    • 市场惯例
    • 罚款、惩罚条例
  • 企业登记及经营
    • 保险组织的种类
    • 现场企业的创设
    • 外国资本的拥有
    • 许可证的种类
    • 资本金的必要条件
    • 清偿能力保证金(付款余力)
    • 付款储备金的必要条件
    • 投资法规
    • 法定报告书的必要条件
    • 保险费体系
  • 税制
    • 对保险费或保险契约的课税
    • 公司税
    • VAT(增值税)
    • 专属保险(自家公司专用保险)
  • 法律体系
    • 简介
    • 法院的点阅存取
    • 审判外纠纷处理(ADR)

第3章 附录

图表清单

本网页内容可能与最新版本有所差异。详细情况请与我们联系。

目录
Product Code: GDIS0065RR

GlobalData's Malaysian Insurance Industry: Governance, Risk and Compliance report is the result of extensive research into the insurance regulatory framework in the Malaysia.

It provides detailed analysis of the insurance regulations for life, property, motor, liability, personal accident and health, and marine, aviation and transit insurance. The report specifies various requirements for the establishment and operation of insurance and reinsurance companies and intermediaries.

The report brings together GlobalData's research, modeling and analysis expertise, giving insurers access to information on prevailing insurance regulations, and recent and upcoming changes in the regulatory framework, taxation and legal system in the country. The report also includes the scope of non-admitted insurance in the country.

Key Highlights

  • BNM, under the Ministry of Finance regulates the Malaysian insurance industry.
  • The provisions of the FSA, which came into force on June 30, 2013, regulate the life and non-life insurance businesses in Malaysia.
  • The Malaysian government permits FDI up to a limit of 70% in the insurance industry.
  • Composite insurance is not permitted in Malaysia.
  • Non-admitted insurers and intermediaries are not permitted in the Malaysian insurance industry.

The report provides insights into the governance, risk and compliance framework pertaining to the insurance industry in the Malaysia, including -

  • An overview of the insurance regulatory framework in the Malaysia.
  • The latest key changes, and changes expected in the country's insurance regulatory framework.
  • Key regulations and market practices related to different types of insurance product in the country.
  • Rules and regulations pertaining to key classes of compulsory insurance, and the scope of non-admitted insurance in the Malaysia.
  • Key parameters including licensing requirements, permitted foreign direct investment, minimum capital requirements, solvency and reserve requirements, and investment regulations.
  • Details of the tax and legal systems in the country.

Scope

  • The report covers details of the insurance regulatory framework in the Malaysia.
  • The report contains details of the rules and regulations governing insurance products and insurance entities.
  • The report lists and analyzes key trends and developments pertaining to the country's insurance regulatory framework.
  • The report analyzes the rules and regulations pertaining to the establishment and operation of insurance businesses in the country.
  • The report provides details of taxation imposed on insurance products and insurance companies.

Reasons to buy

  • Gain insights into the insurance regulatory framework in the Malaysia.
  • Track the latest regulatory changes, and expected changes impacting the Malaysian insurance industry.
  • Gain detailed information about the key regulations governing the establishment and operation of insurance entities in the country.
  • Understand key regulations and market practices pertaining to various types of insurance product.

Table of Contents

1 INTRODUCTION

  • 1.1 What is this Report About?
  • 1.2 Definitions

2 GOVERNANCE, RISK AND COMPLIANCE

  • 2.1 Legislation Overview and Historical Evolution
  • 2.2 Latest Changes in Regulation
  • 2.3 Legislation and Market Practice by Type of Insurance
    • 2.3.1 Life insurance
    • 2.3.2 Property insurance
    • 2.3.3 Motor insurance
    • 2.3.4 Liability insurance
    • 2.3.5 Marine, aviation and transit insurance
    • 2.3.6 Personal accident and health insurance
  • 2.4 Compulsory Insurance
    • 2.4.1 Motor third-party liability insurance
    • 2.4.2 Travel insurance
    • 2.4.3 Workers' compensation insurance
    • 2.4.4 Liability for ships with respect to oil pollution
    • 2.4.5 Foreign workers' health insurance
    • 2.4.6 Professional indemnity insurance
    • 2.4.7 Professional indemnity insurance for doctors
    • 2.4.8 Fire insurance for buildings
  • 2.5 Supervision and Control
    • 2.5.1 International Association of Insurance Supervisors
    • 2.5.2 Central Bank of Malaysia or Bank Negara Malaysia
    • 2.5.3 General Insurance Association of Malaysia
    • 2.5.4 Life Insurance Association of Malaysia (LIAM)
  • 2.6 Non-Admitted Insurance Regulations
    • 2.6.1 Overview
    • 2.6.2 Intermediaries
    • 2.6.3 Market practices
    • 2.6.4 Fines and Penalties
  • 2.7 Company Registration and Operations
    • 2.7.1 Type of insurance organization
    • 2.7.2 Establishing a local company
    • 2.7.3 Foreign ownership
    • 2.7.4 Types of license
    • 2.7.5 Capital requirements
    • 2.7.6 Solvency margin
    • 2.7.7 Reserve requirements
    • 2.7.8 Investment regulations
    • 2.7.9 Statutory return requirements
    • 2.7.10 Fee structure
  • 2.8 Taxation
    • 2.8.1 Insurance premium or policy taxation
    • 2.8.2 Withholding taxes on premium paid overseas
    • 2.8.3 Corporate tax
    • 2.8.4 VAT
    • 2.8.5 Captives
  • 2.9 Legal System
    • 2.9.1 Introduction
    • 2.9.2 Access to court
    • 2.9.3 Alternative dispute resolution (ADR)

3 APPENDIX

  • 3.1 Methodology
  • 3.2 Contact GlobalData
  • 3.3 About GlobalData
  • 3.4 GlobalData's Services
  • 3.5 Disclaimer

List of Tables

  • Table 1: Insurance Industry Definitions
  • Table 2: Malaysia - Insurance Regulatory Framework Key Features
  • Table 3: Malaysia - Life Insurance Regulatory Framework
  • Table 4: Malaysia - Property Insurance Regulatory Framework
  • Table 5: Malaysia- Motor Insurance Regulatory Framework
  • Table 6: Malaysia - Liability Insurance Regulatory Framework
  • Table 7: Malaysia - Corporate Tax Rates for the Financial Year 2019

List of Figures

  • Figure 1: Malaysia - Insurance Supervision and Control at Various Levels
  • Figure 2: Malaysia - Insurance Regulatory Frameworks for Company Registration and Operation