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A Maturing U.S. Neo-Bank Market: Growing Pains and Opportunities

出版商 Mercator Advisory Group, Inc. 商品编码 998805
出版日期 内容资讯 英文 18 Pages, 2 Exhibits
商品交期: 最快1-2个工作天内
成熟的美国新型银行(Neobank)市场:□□诞生的痛苦和机会 A Maturing U.S. Neo-Bank Market: Growing Pains and Opportunities
出版日期: 2021年04月02日内容资讯: 英文 18 Pages, 2 Exhibits



涵盖公司: Ally Bank、Aspiration、Axos Bank、Bancorp Bank、Barclays、BVVA、CapitalOne 360、Charles Schwab、Cheese、Chime、Choice Bank、Daylight、Douugh、E*Trade、Evolve、First Boulevard、Golden Pacific Community Bank、Goldman Sachs、Green Dot、JPMorgan Chase、MetaBank、Middlesex Federal Savings Bank、N26、PayPal、PNC Bank、Simple Bank、SoFi、Synchrony、The Clearing House、Varo Bank、Venmo、Wal-Mart



  • 美国Neobank市场趋势分析,COVID-19大流行的影响
  • 数字银行业务的5个细分市场映射,Neobank与其他4个细分市场之间的差异
  • 验证Neobank可以使用的银行宪章,包括按类型划分的公司示例
  • 包括评估Neobank面临的主要威胁,加剧竞争,市场整合和加强法规
  • 包括对新银行市场的未来预测,个性化趋势,追求利润

Neo-banks Are experiencing both profound growth and significant challenges.

Mercator Advisory Group releases new research on the neo-bank market, the threats facing fintechs, and predictions for the future.

Since their inception, neo-banks have attracted large customer bases and significant venture capital backing. Their approach to the business of banking is markedly different than traditional financial institutions, and some are rightfully wary of the threat they represent. Still, neo-banks themselves face numerous challenges-regulatory, financial, and otherwise. Mercator Advisory Group's latest research report, A Maturing U.S. Neo-Bank Market: Growing Pains and Opportunities, discusses the neo-bank market in the U.S. and predicts what the future may hold for these companies.

"The future is uncertain for neo-banks. Powerful new entrants are seeking a share of the neo-bank market. Venmo-owned by PayPal-is increasingly pursuing banking functions, and Walmart has expressed its intent to expand into the market as well. More important, neo-banks will need to find their own pathways to profitability. With their emphasis on limited fees and focus on bank accounts and debit products, neo-banks, for the most part, are not generating large profits," comments Laura Handly, market research analyst at Mercator Advisory Group and author of the report.

This report has 18 pages and 2 exhibits.

Companies mentioned in this report include: Ally Bank, Aspiration, Axos Bank, Bancorp Bank, Barclays, BVVA, CapitalOne 360, Charles Schwab, Cheese, Chime, Choice Bank, Daylight, Douugh, E*Trade, Evolve, First Boulevard, Golden Pacific Community Bank, Goldman Sachs, Green Dot, JPMorgan Chase, MetaBank, Middlesex Federal Savings Bank, N26, PayPal, PNC Bank, Simple Bank, SoFi, Synchrony, The Clearing House, Varo Bank, Venmo, and Wal-Mart.

One of the exhibits included in this report:

Highlights of the report include:

  • Analysis of trends within the U.S. neo-bank market and discussion of the effect that the Covid-19 pandemic has had.
  • Mapping of five different segments of digital banking and examination of the ways in which neo-banks are distinct from the other four segments.
  • Review of the banking charters available to neo-banks, with examples of companies that have chosen each type.
  • Assessment of the primary threats facing neo-banks, including heightened competition, consolidation within the market, and stricter regulations.
  • Predictions for the future of the neo-banking market, including trends towards greater personalization and the pursuit of profits.