IDC PlanScape:统一付款基础设施的数位转换 (DX)
IDC PlanScape: Digital Transformation for Unified Payments Infrastructure
|出版日期||内容资讯||英文 14 Pages
|IDC PlanScape:统一付款基础设施的数位转换 (DX) IDC PlanScape: Digital Transformation for Unified Payments Infrastructure|
|出版日期: 2019年04月15日||内容资讯: 英文 14 Pages||
统一支付体系结构(unified payment infrastructure)的概念已存在多年，但我们正处于历史的转折点，金融机构必须投资变革以实现新的即时支付，同时优化复杂，昂贵的现有系统。建立统一的支付基础设施路线图，以改善客户体验，创新系统，最大限度地提高运营效率。
This IDC PlanScape presents a digital transformation road map framework that enables financial institutions to develop their own DX road map for a unified payments infrastructure. Unified payments use cases represent a subset of those identified by IDC Financial Insights as key to DX across retail and corporate banking."The concept of a unified payments architecture has been around for many years, but we are at a turning point in history in which financial institutions must invest in change to enable new real-time payments and yet optimize complicated, costly legacy systems. Banks should build their unified payments infrastructure road map with the use cases in this document as a template. While institutions of varying sizes will face different levels of complexity along the journey to modernization of payments, they each must adapt to this new era of payments and along the way improve customer experience, open their systems for innovation, and maximize operational efficiency," states Rivka Gewirtz Little, research director, IDC Financial Insights.