市场调查报告书

可互相运用的即时付款与流动性:交易限度、资料调整、企业的使用案例

Interoperable Instant Payments and Liquidity: Why Limits Need to Rise, Data Align, and Corporate Use Cases Evolve

出版商 IDC 商品编码 750764
出版日期 内容资讯 英文 21 Pages
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可互相运用的即时付款与流动性:交易限度、资料调整、企业的使用案例 Interoperable Instant Payments and Liquidity: Why Limits Need to Rise, Data Align, and Corporate Use Cases Evolve
出版日期: 2018年11月30日内容资讯: 英文 21 Pages
简介

本报告提供欧洲、美国、澳洲等的即时付款 (RTP) 基础设施调查分析,现状与课题,初期阶段的最终用途案例等相关的系统性资讯。

执行概述

概况

  • 收益化
  • 加速推出
  • 标准规格
  • 资料中心的方法
  • 障碍和利益:跨国
  • 流动性的变化
  • FinTech与替代平台
  • 全球连网型流动性服务
  • 提高交易限度的必要性
  • 互通性,gpi,跨国问题
  • 银行的连接性的课题
  • 地区主张
  • 企业的RTP的最终用途
  • 付款申请
  • 开放式银行和API
  • 企业的API支援的最终用途案例
  • TIPS和RTGS的翻修

对技术买主的建议

参考资料

  • 相关调查
  • 摘要
目录
Product Code: EMEA44442418

This IDC Perspective looks at real-time payment (RTP) infrastructures in Europe, the U.S., Australia, and elsewhere. It questions how helpful the extra speed will be for global corporate banks and their clients until transaction limits rise and cross-border functionality and more corporate end uses evolve. Some early stage end use examples are provided. The convergence between RTPs and real-time data, often enabled by open application programming interfaces (APIs), is where the long-term opportunities lie to add integrated payment and liquidity services, which could eventually lead to cognitive cash management tools. "The move to RTP is proliferating around the world with Hungary, Canada, and other nations launching new instant payment infrastructures in 2019, while the new U.S., EU, and Australian platforms strive to achieve universal uptake. Almost 50 nations now have such platforms, but once the connectivity and integration challenge has been overcome, the challenge will be to make them useful to multinational corporations by offering interoperability across borders and data-rich API-enabled services," said Neil Ainger, research manager, Corporate Banking, IDC Financial Insights. "End uses exist in the collections area -many are featured in this report - but banks will have to work hard to converge real-time payments with real-time data in order to deliver really useful new cash management tools."

Executive Snapshot

Situation Overview

  • Monetization
  • Accelerating Rollout
  • Standards
  • Data-Centric Approach
  • Barriers and Benefits: Crossing Borders
  • Changing Liquidity
  • Fintechs and Alternative Platforms
  • Global Connected Liquidity Services
  • Transaction Limits Need to Rise
  • Interoperability, gpi, and the Cross-Border Problem
  • Bank Connectivity Challenge
  • Regional Initiatives Spanning Borders
  • Corporate RTP End Uses
  • Request to Pay
  • Open Banking and APIs
    • What are Open APIs and How Do They Work?
    • The Fight for a Common API Standard
  • A Corporate API-Enabled End Use Example
  • TIPS and RTGS Overhauls: Changing Liquidity Management Infrastructure

Advice for the Technology Buyer

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