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市场调查报告书

ASEAN的P2P借贷市场(2020年):Frost Radar

Frost Radar: ASEAN Peer-to-Peer (P2P) Lending Market, 2020

出版商 Frost & Sullivan 商品编码 963547
出版日期 内容资讯 英文 56 Pages
商品交期: 最快1-2个工作天内
价格
ASEAN的P2P借贷市场(2020年):Frost Radar Frost Radar: ASEAN Peer-to-Peer (P2P) Lending Market, 2020
出版日期: 2020年09月25日内容资讯: 英文 56 Pages
简介

ASEAN的P2P借贷业界,扰乱主要由银行服务的中小企业(SME)贷款市场。 P2P贷方推出使用机器学习和人工智能(AI)等技术的产品,以将整个借贷过程从4周以上缩短到1周或更短。 P2P借贷平台是对现有金融系统的补充,并为个人提供了以前不存在的替代投资机会。

本报告提供ASEAN的P2P借贷市场的相关调查,市场成长和策略及洞察,主要企业的简介等资讯。

目录

策略性命令及成长环境

  • 策略性命令
  • 成长环境

FrostRadar

  • FrostRadar:ASEAN的P2P借贷市场
  • FrostRadar:竞争环境

活跃的企业

  • Acudeen Technologies (Acudeen)
  • PT Amartha Mikro Fintek (Amartha)
  • B2B Finpal Sdn Bhd (B2B Finpal)
  • Beehive P2P Ltd (Beehive Asia)
  • Capital Match Holdings Pte Ltd (Capital Match)
  • CoAssets Limited (CoAssets)
  • PT Pasar Dana Pinjaman (Danamas)
  • eLoan Joint Stock Company (eLoan)
  • First Circle Growth Finance Corp. (First Circle)
  • Peoplender Sdn Bhd (Fundaztic)
  • Funding Societies Modalku Pte Ltd (Funding Societies)
  • PT Investree Radhika Jaya (Investree)
  • PT Lunaria Annua Teknologi (KoinWorks)
  • Peerpower Platform Company Limited (PeerPower)
  • SeedIn Technology Pte Ltd (SeedIn)
  • Validus Capital Pte Ltd (Validus)

策略性洞察能力

FrostRadar的有效利用

FrostRadar分析

目录
Product Code: PAEE-33

A Benchmarking System to Spark Companies to Action - Innovation that Fuels New Deal Flow and Growth Pipelines

The Association of Southeast Asian Nations (ASEAN) peer-to-peer (P2P) lending industry is disrupting the small and medium enterprise (SME) loan market that is primarily served by banks. P2P lenders are launching products that use technologies such as machine learning and artificial intelligence (AI) to shorten the entire lending process from more than 4 weeks to 1 week or less. P2P lending platforms complement the existing financial system and empower individuals with an alternative investment opportunity that did not previously exist.

The role of SMEs among ASEAN member states is significant, contributing between 36% (Thailand) and 57.0% (Indonesia) to their country's GDP. Despite underpinning the region's economic growth, many SMEs in ASEAN countries cannot obtain loans from mainstream commercial banks (including government-assisted loans), which forces them to struggle with day-to-day business. P2P lending platform providers look to fill this gap by extending services to the un- or under-banked SME segment of the market. The gap is particularly large in Indonesia, the Philippines, and Vietnam.

For a P2P lender to grow at breakneck pace, it should continually invest in automating business processes. Although lenders have to a large extent automated on-boarding, loan disbursement, and loan servicing, work remains to fully automate the loan underwriting process. Automating their processes positions P2P lenders to focus next on acquiring new borrowers and new investors, which will bring down the overall cost of underwriting a loan to a fraction of previous rates.

P2P lenders must target more customer segments, offering them customized products that appeal to their specific needs. For example, Funding Societies' introduction of a loan geared toward used car dealers is a first-of-its-kind offering in the region. P2P lenders should also look to expand beyond their local reach, taking their offerings and experience in servicing loans for SMEs from one geographic location to another.

In a field of more than 250 ASEAN industry participants, Frost & Sullivan independently plotted 16 notable companies in this Frost Radar™ analysis based on their excellent growth or innovation capabilities. The Frost Radar™ reveals the market positioning of companies in an industry using their Growth and Innovation scores as highlighted in the Frost Radar™ methodology. The document presents competitive profiles on each of the companies in the Frost Radar™ based on their strengths, opportunities, and a small discussion on their positioning. Frost & Sullivan analyzes hundreds of companies in the industry and benchmarks them across 10 criteria on the Frost Radar™, where the leading companies in the industry are then positioned. Industry leaders on both the Growth and Innovation indices are recognized as best practice recipients.

Table of Contents

Strategic Imperative and Growth Environment

  • Strategic Imperative
  • Growth Environment

Frost Radar™

  • Frost Radar™: ASEAN P2P Lending Market
  • Frost Radar™: Competitive Environment
  • Frost Radar™: Competitive Environment (continued)

Companies to Action

  • Acudeen Technologies (Acudeen)
  • Acudeen (continued)
  • PT Amartha Mikro Fintek (Amartha)
  • Amartha (continued)
  • B2B Finpal Sdn Bhd (B2B Finpal)
  • B2B Finpal (continued)
  • Beehive P2P Ltd (Beehive Asia)
  • Beehive Asia (continued)
  • Capital Match Holdings Pte Ltd (Capital Match)
  • Capital Match (continued)
  • CoAssets Limited (CoAssets)
  • CoAssets (continued)
  • PT Pasar Dana Pinjaman (Danamas)
  • Danamas (continued)
  • eLoan Joint Stock Company (eLoan)
  • eLoan (continued)
  • First Circle Growth Finance Corp. (First Circle)
  • First Circle (continued)
  • Peoplender Sdn Bhd (Fundaztic)
  • Fundaztic (continued)
  • Funding Societies Modalku Pte Ltd (Funding Societies)
  • Funding Societies (continued)
  • PT Investree Radhika Jaya (Investree)
  • Investree (continued)
  • PT Lunaria Annua Teknologi (KoinWorks)
  • KoinWorks (continued)
  • Peerpower Platform Company Limited (PeerPower)
  • PeerPower (continued)
  • SeedIn Technology Pte Ltd (SeedIn)
  • SeedIn (continued)
  • Validus Capital Pte Ltd (Validus)
  • Validus (continued)

Strategic Insights

  • Strategic Insights

Next Steps: Leveraging the Frost Radar™ to Empower Key Stakeholders

  • Significance of Being on the Frost Radar™
  • Frost Radar™ Empowers the CEO's Growth Team
  • Frost Radar™ Empowers Investors
  • Frost Radar™ Empowers Customers
  • Frost Radar™ Empowers the Board of Directors

Frost Radar™ Analytics

  • Frost Radar™: Benchmarking Future Growth Potential
  • Frost Radar™: Benchmarking Future Growth Potential
  • Frost Radar™: Benchmarking Future Growth Potential
  • Legal Disclaimer