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市场调查报告书

消费金融市场:法国

Consumer Lending in France

出版商 Euromonitor International 商品编码 972723
出版日期 内容资讯 英文 17 Pages
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价格
消费金融市场:法国 Consumer Lending in France
出版日期: 2020年11月19日内容资讯: 英文 17 Pages
简介

法国政府引入了COVID-19,随后于2020年3月开始封锁,旨在阻止病毒传播,通过增加失业率和降低可支配收入来提振消费者信心。

本报告调查了法国的消费金融市场,重点研究了市场上的领先公司(发行人和运营商),流通卡数量,交易数量以及交易数量,市场预测和关注度。我们提供电力趋势的战略分析。

产品范围:消费信贷,抵押/住房

数据覆盖范围:市场规模(实际和预测),公司份额,品牌份额和分销数据

目录

目录/图表列表

执行摘要

COVID-19对消费金融的影响

COVID-19对国家的影响

尽管采取了经济支持措施,但消费者情绪低迷可能会限制信用卡消费(最大的消费者信贷类别)的早期恢复。

为应对失业率上升和贷款偿还能力下降,金融机构收紧贷款标准

在大流行期间,住房贷款/住房交易占主导地位

消费者金融的下一步是什么?

市场数据

免责声明

全球宏觀经济环境

全球工业环境

调查来源

重要数据

2020年的影响

COVID-19和随后的封锁削弱了消费者情绪,降低了总贷款需求,并且财务压力大的消费者被迫依赖短期贷款

自动贷款的表现最差,因为汽车生产在锁定期间停滞不前,并且消费者优先考虑支出

金融机构在金融不稳定的情况下评估2020年的申请时会引入更严格的贷款标准

恢复和机会

消费者对超额债务的关注以及持续严格的贷款标准破坏了对总贷款的早期预测

不愿在预测期过早支出可能会延迟经济复苏

法国的教育融资不发达

类别数据

目录
Product Code: FCFRcl

The emergence of COVID-19 in France and the subsequent lockdown beginning in March 2020 introduced by the government in an attempt to halt the spread of the virus weakened consumer sentiment due to rising unemployment and decreasing disposable incomes. During a crisis, the French are known for saving rather than spending wherever possible, and this was most notable in the declines for both outstanding balance and gross lending in 2020, mainly driven by the significantly weaker performance of con...

Euromonitor International's Consumer Lending in France report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Weak consumer sentiment despite financial assistance measures likely to limit early recovery of largest consumer credit category, card lending

Financial institutions tighten lending criteria in wake of rising unemployment and reduced capacity to repay loans

Dominant mortgages/housing fares better during pandemic

What next for consumer lending?

MARKET DATA

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

    • Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

COVID-19 and subsequent lockdown weakens consumer sentiment and reduces demand for gross lending, while financially-stressed consumers are forced to rely on short-term loans

Weakest performance for auto lending as car production falters during lockdown and consumers prioritise spending

Financial institutions introduce more stringent lending criteria when assessing applications in 2020 in the context of financial instability

RECOVERY AND OPPORTUNITIES

Consumer caution regarding over-indebtedness and ongoing stringent lending criteria dampens early forecast for gross lending

Reluctance to spend in early years of forecast period may slow economic recovery

Education lending remains underdeveloped in France

CATEGORY DATA

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025