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市场调查报告书

马来西亚的消费金融市场

Consumer Lending in Malaysia

出版商 Euromonitor International 商品编码 971594
出版日期 内容资讯 英文 17 Pages
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马来西亚的消费金融市场 Consumer Lending in Malaysia
出版日期: 2020年11月12日内容资讯: 英文 17 Pages
简介

马来西亚出现了COVID-19,随后采取了以MCO(运动控制令)形式采取的封锁措施,导致失业率上升,可支配收入下降,以及必需品和服务的支付。这不仅给消费者带来了很大压力,也给消费者带来了很大的压力,他们还需要每月偿还未偿还的贷款。

该报告调查了马来西亚的消费金融市场,并提供了有关市场规模,预测,趋势以及COVID-19对市场的影响的信息。

目录

行业概述

  • 执行摘要
    • COVID-19对消费金融的影响
    • COVID-19对国家的影响
    • 鼓励贷款纳入计划以支持经济复苏
    • 大流行还款支持计划和在线贷款申请的加强趋势
    • 房地产开发商的有吸引力的交易,对大流行之后的抵押贷款/房屋贷款总额造成了沉重打击
    • 消费金融的未来
  • 市场数据
  • 免责声明
  • 全球宏觀经济环境
  • 全球工业环境
  • 信息来源

消费者信用:类别分析

  • 主要结论
  • 2020年的影响
    • 由于大流行导致消费者金融不稳定,银行延期付款计划并在2020年增加了未偿余额
    • 扩大银行向2020年后可能处于困境的客户提供支持的目标
    • 开始实施政府的第四轮金融刺激措施,开始减税以支持汽车贷款
  • 复苏与机遇
    • 尽管预计2021年的总贷款将显著增加增长,但到2024年不太可能达到大流行前的水平。
    • 消费者由于收入减少而依赖个人贷款,同时合并信用卡债务,从而预测其他个人贷款的良好表现
    • 延期还款计划定于年底并改善教育贷款绩效
  • 类别数据
目录
Product Code: FCMYcl

The emergence of COVID-19 in Malaysia and subsequent lockdown measures in the shape of the Movement Control Order (MCO) which resulted in rising unemployment and decreasing disposable incomes placed a great deal of pressure on consumers, not only in terms of being able to pay for essential goods and services but in their ability to continue to make monthly repayments on outstanding loans. This scenario prompted the Central Bank of Malaysia (Bank Negara Malaysia) to initially grant six months mor...

Euromonitor International's Consumer Lending in Malaysia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market's major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Plans to aid economic recovery includes incentives to take up loans

Pandemic strengthens trend for online loan applications in addition to repayment assistance plans

Gross lending for mortgages/housing takes significant hit following emergence of pandemic despite attractive deals from property developers

What next for consumer lending?

MARKET DATA

  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

    • Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

Consumers' financial insecurity as a result of the pandemic results in deferred payment programmes by banks, driving up outstanding balance in 2020

Banks look to extend offers of assistance to customers likely to struggle beyond 2020

Government launches fourth financial stimulus package in June and tax relief on cars in an effort to support auto lending

RECOVERY AND OPPORTUNITIES

Significant uptick in growth by gross lending in 2021 but overall value unlikely to reach pre-pandemic levels until 2024

Strong performance predicted for other personal lending as consumers rely on personal loans due to decreased incomes while consolidating card debt

Stronger performance for education lending as deferred payment plan set to end

CATEGORY DATA

  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025