中国中小银行取向IT解决方案市场：市场分析・预测（2008年至2012年）

Abstract

In this IDC study, we discuss that as the China banking industry fully opens up and competition intensifies, small and medium-sized banks will constantly search for channels to enhance operation strength and develop potential. Some of the effective urban commercial banks choose to be listed, while other small-scale urban commercial banks choose to merge and reconstruct, trying to expand business rapidly, and produce a scale effect. Meanwhile, the whole national economy' s healthy and sound development and supervision and control departments' policy orientation have also provided excellent opportunity for small and medium-sized banks' fast development. As the transformation of business operation and management mode, small and medium-sized banks' IT system construction will also be upgraded year over year (YoY).

In 2007, small and medium-sized banks IT solution market occupied 15.4% of the whole banking IT solution market, with a market scale of RMB 0.95 billion. As the development of small and medium-sized banks continue to grow fast, the investment of its IT solutions will also grow fast. Quaint Li, analyst, IDC vertical industries researches and consultation service department, says that "risk management is the most concerned issue by small and medium-sized banks' IT staff. Meanwhile, the construction of the new channel will also be the construction key point for every bank as the next step, in which, there are 47% banks that will choose electronic channels (including Internet banking, telephone banking, and mobile banking), and the development will be included in their next 2-5 years' informational planning."

Table of Contents

• Table of Contents
• IDC Opinion
• In This Study
  • Methodology
  • Table: Category Distribution of Sample Institutions
  • Table: Regional Distribution of the Survey Samples
  • Executive Summary
• Situation Overview
  • Small and Medium-Sized Banking Industry IT Situation Overview
  • Figure: Number of IT Employees in a Bank
    • Information Development Plan
    • Figure: Informatization Plans in a Bank
    • Figure: Possible Key Points of Informatization in a Bank
    • Figure: Possible Key Points of Informatization in a Bank in the Next 3-5 Years
    • Current Challenges and Opportunities of the Industry
    • Figure: Three Major Business Problems that a Bank Are Confronted with Currently
    • Figure: IT Systems that Needed To Improve Operating Efficiency in a Bank
    • Figure: IT systems that Are Needed in a Bank To Cope with the Top 3 Business Problems
    • Figure: The Three Biggest Challenges a Bank Is Confronted with When Implementing Applicable Softwares
  • Assess Current Situation: Current Situation of Industrial IT Market and the Application Solutions
    • Current Situation of IT Solutions Market
    • Figure: IT Systems Used in a Bank Currently
  • Analysis on Industrial IT Solution Vendors
    • Business Solutions
    • Figure: Solution Providers Offering Core Banking System
    • Figure: Solution Providers Offering Payment and Clearing System
    • Figure: Solution Providers Offering Intermediary Business System
    • Channel solutions
    • Figure: Solution Providers Offering the Card System
    • Figure: Solution Providers Offering Self-Service Banking System
    • Figure: Solution Providers Offering Teller System
    • Figure: Solution Providers Offering Call Centering System
    • Figure: Solution Providers Offering Channel Management System
    • Figure: Solution Providers Offering Corporate Banking System
    • Figure: Solution Providers Offering Internet Banking System
    • Backstage Management Solutions
    • Figure: Solution Providers Offering Credit Management System
    • Figure: Solution Providers Offering Risk Management System
    • Figure: Solution Providers Offering Financial Accounting Management System
  • IT Purchase and Investment
    • IT Purchase
    • Table: Major Considerations of a Bank for Purchasing IT products.
    • IT Investment Scale
    • Table: Total Cost of IT Construction, 2006-2009
    • Figure: The Proportion of Spending for New IT Construction, Maintenance, and Upgrading in Terms of IT Spending
    • Figure: Category of IT Investment
    • Figure: IT Investment Focus
    • Outsourcing Market
• Future Outlook
  • Industry Development Trend
  • Table: Small and Medium-Sized Banking Institution Numbers, 2005-2007
  • Development Trend of User Demand
  • Development Trend of IT solutions
  • Table: Market Size and Forecast of Solutions in Small and Medium-Sized Banks, 2007-2012
    • Development Trend of Business Solution Market
    • Figure: Business-Related Solutions Market Size, 2008-2012
    • Development Trend of Channel Category Solutions Market
    • Figure: Channel-Related Solutions Market Size, 2008-2012
    • Development Trend of Management Solution Market
    • Figure: Management-Related Solutions Market Size, 2008-2012
• Essential Guidance
  • Actions to Consider
    • Suggestion for Solution Suppliers
    • Suggestion for Banks
• Learn More
  • Related Research
  • Definitions
    • Definition of Small and Medium-Sized Banks
    • The Equipments in IT Hardware and Network
    • The Definition of Solutions
    • Banking IT Solution Definition
    • Figure: IDC Banking IT Solution Taxonomy
    • Exchange Rate
    • Laws and Regulations
    • Table: Laws and Regulations Concerning the Small and Medium Banks in Banking Sector (Revised in 2007)
  • Synopsis